# Vestige
Welcome to the Vestige wiki! Here you'll find everything you need to know about what we offer and how it works.
### What is Vestige?
Vestige (formerly known as TinyChart) started out as a tool to track and trend Algorand Standard Assets (ASAs) and Liquidity pools across the Algorand Ecosystem. With the initial success of our tools, we have since launched several new versions that allows us the ability to offer a real-time charting, trading and portfolio tracker to our users. These improvements have also greatly improved our security, scalability and flexibility to better track the ever-changing marketplace.
Our goal is to offer an all inclusive user experience coupled with trustless smart contracts to provide our users with the best and most trusted service around! \
**TradingView Disclaimer**\
The charting solution is provided by TradingView, a platform for traders and investors with versatile analytical tools. it lets you track particular symbols, e.g. BTC USD, as well as dive into a more advanced market analysis with sophisticated data like crypto market cap.
# Tiers
**Users holding the** [**VEST**](https://vestige.fi/asset/700965019) **token in their wallet or in Liquidity Pools (LPs) will receive special perks while accessing the site with Wallet Connect.**
The breakdown for the different tiered perks are listed below:
#### **No Tier - User is holding 0** [**VEST**](https://vestige.fi/asset/700965019)
* standard site access
* \~20% combo gain for aggregated swaps
#### 🐟 **Tier 0 - User is holding at least 1** [**VEST**](https://vestige.fi/asset/700965019)
* perks described above
* access to trading chat
* \~25% combo gain for aggregated swaps
#### 🐬 **Tier 1 -** User is holding at least 5000 [**VEST**](https://vestige.fi/asset/700965019)
* perks described above
* privacy setting enabled (VEST holdings and activity times hidden from other users)
* \~82% combo gain for aggregated swaps
#### 🦈 Tier 2 - User is holding at least 25 000 [**VEST**](https://vestige.fi/asset/700965019)
* perks described above
* Partial ad-free Option vestige.fi
* \~93% combo gain for aggregated swaps
#### 🐳 Tier 3 - User is holding at least 75 000 [**VEST**](https://vestige.fi/asset/700965019)
* perks described above
* 100% combo gain for aggregated swaps
* Full ad-free option on vestige.fi
* ...and more coming soon!
# Tokenomics
[**VEST:** 700965019](https://vestige.fi/asset/700965019)
Vestige (Vest) **was launched with a total supply of 100 000 000 and six decimals.**
* **15%** - long-term reserve account, accessible 50% in 3 years and 50% in 5 years from May 1st, 2022
* **25%** - team equity for development (with 2 year vesting periods, of which the first release after delivering Algorand Foundation grant objectives)
* **5%** - used for liquidity provision divided between currently available DEXes
* **10%** - extra incentives to the community through different LP reward systems over a period of 2 years in 4 slots of 2.5M VEST every 6 months
* **10%** - used to raise capital as seed investment (with long-term vesting period attachments)
* **5%** - general ecosystem development (e.g. CEX listings, second round capital raising)
# FAQ
**1) How do I add an ASA icon so that it will show up on the Vestige site?**
Follow the instructions here to import your asa icon to the repository:
**2) Where do I find known ASA (Algorand Standard Asset) wallets that were used for circulating supply or burned supply?**
Follow the instructions on this page to pull the list:
**3) How many days until the next update, product launch, etc?**
Two weeks.
**4) How do I setup a Mobile App view for Vestige?**\
[Vestige Mobile App View Guide](/how-to-guides/mobile-view)
**5) Where do I find a guide on how to use the TradingView Charts?**
[Trading View Chart Guide](https://www.youtube.com/watch?v=Vtrswz8TNks)
6\) What assets are currently accepted for stable TVL calculation?
You can always consult it on this [link](https://s3.vestige.fi/meta.json), with the assests classified as wrapped assets being counted. At the moment the assets are:
```
0 - ALGO
31566704 - USDC
312769 - USDT
386192725 - goBTC
386195940 - goETH
793124631 - gALGO
744665252 - pBTC
672913181 - goUSD
760037151 - xUSD
246519683 - SILVER$
246516580 - GOLD$
887406851 - WETH
1058926737 - WBTC
```
# Roadmap
**Smart-Router Improvements:**
* Integration of stable swaps and lending pools
**Decentralized Liquidity Aggregator**:
* Decentralized aggregator fully on chain
**Decentralized Perpetual Margin Exchange**:
* On-chain perpetual DEX that allows for leveraged positions
**Decentralized Front-end Deployment Kit (ChainUI)**:
*
{% embed url="" %}
# API Docs
Vestige offers a **FREE API** to any projects building in the Algorand Ecosystem:
The API has unlimited access but is protected from DDoS using Cloudflare. Endpoints are cached to a minimum time of 1 minute.
Vestige also offers access to premium endpoints that are not cached, for more information please contact us at:[ team@vestige.fi](mailto:team@vestige.fi)
# Swap
### What is Swap?
Swap is a protocol built and maintained by Vestige that offers trustless on-chain swapping spanning multiple routes on the Algorand blockchain. The purpose of Swap is to allow users the ability to trade their Algo to an Algorand Standard Asset (ASA) or back again with a simple yet secure transaction that can interact with multiple different sources.
You can access **Swap** at the following url: \
Note: Please refer to the [Tiers](/vest-token/tiers) page for details about what benefits $Vest holders receive.
**Cost Savings and Efficiency**
Swap provides the best possible trading rate compared to other similar aggregators. By leveraging multiple Liquidity Pools (LPs) we are able to route your trade to many different sources at the same time while providing you a swap bonus amount for the difference earned. This means you no longer need to open several different sites to compare their current price and slippage amounts to determine the most efficient possible trade. We offer this to all users for no additional fees. The user simply pays for the swap and the standard Algorand transaction fees and you are all set!
#### Secure and Flexible Architecture
With our architecture, we are able to indicate to the users when they are completing potentially not secure transactions (vulnerable to front-running and partial execution). To address these concerns, we have enabled the ability for users to modify several components of the swap to meet their desired swap criteria:
* [Swap Slippage Tolerance ](/how-to-guides/complete-a-swap/adjust-swap-slippage)
* [Modify Swap Routes](/how-to-guides/complete-a-swap/modify-swap-routes)
* [View the Full Swap Details](/how-to-guides/complete-a-swap#step-3)
#### Performance
Our swap is coupled with our real-time charting service that allows each user the ability to track their favorite Algorand Standard Assets (ASAs). By combining these two elements into a single page, the user can make trades using the best most up to date information with the rates being refreshed every .5 seconds! As soon as the price hits your target, you can quickly submit the transaction and sign it with our [Multiple Transaction](/how-to-guides/complete-a-swap#step-4) approval. Once the swap has completed, your transaction will update in real-time on the transaction feed for that specific ASA as well as appear in your portfolio tracker. Our goal is to provide users with a one stop access point to view, transact and monitor their performance all in a single secure location.
#### Benefits
For any users utilizing our swap, we offer [**Combo gain**](/how-to-guides/complete-a-swap/combo-gain) incentives based on the amount of [**VEST**](https://vestige.fi/asset/700965019) that you hold. These rewards start with users holding no vest at all and go up to rewarding the user the full bonus amount that the swap earns when using the multi-route system. Not only are we making the process for you easier, but we reward you for taking the easy road!
# Vault
**What is Vault?** Vault is a protocol built by Vestige that allows the creation of time-locked escrow accounts on the Algorand blockchain. The main purpose of the protocol is to allow project managers to set up these vaults, that are verifiable on-chain, as evidence that a percentage of their tokens or liquidity is being held on an escrow account and thus:
* **Can not be “dumped” -** Meaning market-sold without notice on unsuspecting users or the liquidity, This brings an extra layer of security, trust and transparency into the Algorand DeFi space, since all this information is verifiable on chain and can be viewed by anyone.
***OR***
* **Can not be “rugged” -** Meaning removed without notice. With this, users can have more trust by verifying the details of the locked tokens at any time.
The Vault can also work as a token vesting mechanism, by which teams can give core-contributors agreed upon tokens to be released over a period of time and quantity to avoid potential price crashes, and panic from these.
## **How it Works**
The Vault contains 3 basic stages (Creation, Waiting and Claim). These stages allow for the user to set the type of vault, expiration date(s) and who will be able to claim once the contract has completed. Inside of these stages, the vault works through two smart contracts working in tandem. One we internally refer to as the “**Manager**” contract and the other as the “**Vault**” contract.
* The **Manager** contract is in charge of setting up the fee structure as well as keeping track of all the launched contracts in an easily queryable format, so that any user can verify what vaults are live.
* The **Vault** contract is in charge of executing the logic of the smart contract, that is keeping the funds on the escrow account and only releasing them when certain conditions are met.
### **Creation Stage**
In this stage the user sets up the vault they want to deploy. The user has a choice of four different types of vaults:
Time Capsule
Interval
Halving
Burn
* **Time Capsule:** The vault will release the full amount of tokens once the specified period has passed.
* **Interval**: This vault will unlock tokens in evenly spaced intervals based on the interval frequency and expiration.
* **Halving:** The vault will release half of the tokens held every time-step, the number of time-steps are set at the start by the vault deployer, with the final time-step releasing the same amount of tokens as the second-to-final.
* **Burn:** The vault will never release any tokens resulting in the tokens no longer being useable.
### Waiting Stage
In this stage, the vault locks the tokens based on the vault type and expiration date. You can access the vault directly to see when your claim option will be available which will be indicated by the countdown timer. Users can see or share a link to the vault, but there are no other actions available at this stage.
### Claiming Stage
In this stage the vault returns all of the tokens it has left to the deployer or the assigned recipient. The user can then claim the tokens directly by initiating the signing process via the **Claim** button.
Once "Claimed" the user will see an **All Claimed** button indicating the process is complete.
Note: To avoid any unexpected behaviour users should **NOT** airdrop tokens into vaults but instead launch new ones. Airdroping could result in miss-reported data or loss of tokens.
# Launchpad
**What is Launchpad?** Launchpad is a protocol built by Vestige that allows the creation of IDOs (Initial DAO Offerings) in a decentralised manner on the Algorand blockchain. The main purpose of the protocol is to allow DAO managers to raise capital in the form of ALGOs in exchange for tokens, in a decentralised on-chain manner and without going through intermediares.
## How it Works
The Launchpad protocol consists of two smart contracts that work in tandem. One we internally refer to as the “Manager” contract and the other as the “Launchpad” contract.
* The **Manager** contract is in charge of setting up the fee structure as well as keeping track of all the launched Launchpad contracts in an easily query-able format, so that any user can verify active launches or previous ones.
* The **Launchpad** contract is the instance of a Launchpad and it can have four possible stages:
* Creation
* Funding Stage
* End Funding Stage
* Claiming Stage
## Creation Stage
In this stage the “**Token Offerer**” sets up the parameters for the Launchpad they wish to deploy. The **Token Offerer** can set the token they wish to offer, the amount they wish to offer, the minimum amount of **ALGO** they wish to receive, the end date of their offer and the maximum amount of **ALGO** they wish to receive. As well as whether they want to pay the launch fee in **ALGOs** or in **VEST**.
\
The **Token Offerer** then pays the offered tokens, a percentage fee into the contract (THIS FEE WILL BE REIMBURSED IF FUNDING ISN’T SECURED) and a lump fee in either **VEST** or **ALGO** (THIS FEE **WILL NOT** BE REIMBURSED).
*\*We recommend the Token Offerer launch a few Launchpads in the TestNet to familiarize themselves with the process.*
## Funding Stage
In the funding stage the **Token Offerer** can:
* **Cancel the Order**: This action can ONLY be taken if the minimum amount of **ALGO** has **NOT** been raised and the time deadline has **NOT** been reached yet. If this action is taken then we enter the Claiming Stage (see below)
In the funding stage individual **Users** (ie, anyone) can:
* **Place an offer:** By taking this action, users commit a certain amount of **ALGOs** to receive the token offered. A user **CAN’T OFFER** more than what is set as the maximum amount the Token Offerer wants to receive. So for example, if the Token Offerer wishes to receive a maximum of 100 **ALGOs** and they have already raised 80 **ALGOs** an individual user won’t be able to contribute more than 20 **ALGOs**.
*\*Due to the nature of blockchains, we always recommend individual users to commit **AT LEAST 1 ALGO** to the fund raising to avoid any potential “truncation” (see **FAQ** below).*
* **End the funding round:** By taking this action the contract moves on to its next stage (Claiming Fase). This action can **ONLY** be taken **IF** the time deadline or the maximum funding amount have been reached.
## Claiming Stage
The **claiming stage** has two potential outcomes:
* **Funding Secured**: This outcome is achieved if the raised amount is larger or equal to the minimum amount sought after by the Token Offerer and the End Round action has been triggered. If reached:
* **Users** can proceed to claim the percentage amount of tokens they are entitled to based on their contribution
* The **Token Offerer** can proceed to claim the amount of **ALGO** they raised from the token offering
* The **Protocol** can claim the fees in the form of the token offered and **VEST** or **ALGO**
* **Funding NOT Secured**: This outcome is achieved if the raised amount is **LESS THAN** the minimum amount sought after by the **Token Offerer** and the **End Round** action has been triggered. If reached:
* Users can proceed to claim back the **ALGOs** they contributed to the fundraise
* The **Token Offerer** can proceed to claim the tokens offered plus the fee.
* The **Protocol** can claim the fees in **VEST** or **ALGO**
After the claiming phase is reached if all tokens actions have been taken and all tokens have been claimed the application will proceed to “end” and will be “deleted” from the chain.
\
**FAQ**
-------
* **What do you mean by “truncation”?**
The way the amount of tokens a user is entitled to after a funding round is succesful is by doing a “wide-ratio” calculation. This means that when dealing with Atomic Units (so for example, in the case of **ALGO** dealing with .000001 **ALGO**) there is a small chance that a users contribution is “too small” to “receive” any tokens. In this case the users’ contribution is essentially lost. We limit this on our UI by making sure minimum contributions are set to 1000000 micro-**ALGO** (ie 1 **ALGO**) but as a decentralised protocol, anyone can interact with it and can thus contribute as much as they want through other methods (either employing an SDK or interacting through the ABI). This is not something the average user should worry about, but it is something to keep in mind.
To assure a minimum amount of tokens received individual users should contribute at the max amount raised “price”, this can easily be calculated by grabbing the amount of tokens offered and dividing it by the max amount sought after. This should give users a maximum possible unit price.
* **Is it legal to launch or participate in an IDO?**
It is beyond the scope of the team and project to determine whether individual users can participate or interact with the protocol. As a permissionless and decentralised system we have no control as to who can or can’t participate, and it is up to the user to verify whether their local jurisdiction allows them to. Please refer to our Terms and Conditions.
* **Are the projects launched here associated with or vetted by Vestige?**
No! Not only are the projects launched through this service **NOT** associated with Vestige, they’re also not vetted by us **AND MAY NOT EVEN BE RELATED TO THE UNDERLYING TOKEN**. Launchpad is a decentralised and permisionless protocol, due to its design the Vestige team has no control over who interacts with it. The only aspect we can control is the fee oracle in the manager contract, other than that what we provide is a simply UI to interact with the contracts on the blockchain.
* **How can I be sure that the project launched isn’t malicious or a “rug”?**
You can’t. You should always do your own research, there is no guarantees whatsoever that the advertised project will deliver on its stated roadmap, nor are there any guarantees that the token offered has any intrinsic value or utility, there isn’t even a guarantee that the **Token Offerer** is associated whatsoever with the project behind the token. It is up to individual users to do their own research and reach their own conclusions.
# Connect Your Wallet
**The steps listed below will explain how to connect your wallet (in this example your Pera Wallet) to the Vestige site.**
### Step 1
On the home page [Vestige.fi](https://vestige.fi/), at the top right of the page click on the Wallet Connect button.
### **Step 2**
Select the Wallet you would like to connect to and click the button.
{% hint style="info" %}
Note: For the Pera Wallet, this will open a QR code that you can scan with your device once connected to the app.
{% endhint %}
### **Step 3**
From your Pera App on your Phone or Tablet, open the Pera App and Navigate to the Wallet Connect Session QR Code Scanner.
Pera Mobile App -> Settings -> Wallet Connect Sessions - > Click on the \[-] Icon at the top right. (step by step screenshots below)
**Settings -> Wallet Connect**
**Select the \[-] Icon and Scan the QR code located on your screen.**
### **Step 4**
Once the QR code has been scanned from your device, you will be prompted to Connect to the vestige app. Select the wallet you would like to connect with, and select the Connect button.
Success! You have completed connecting your Wallet to the Vestige site.
# Complete a Swap
The following page will walk you through how to successfully complete a swap using the Vestige Aggregator. This will allow you to complete swaps using multiple different apps at the same time!
To complete a swap, you must first complete the [Connect Your Wallet Step](/how-to-guides/connect-your-wallet). Once you have connected your wallet, you are ready to complete a swap, view your transactions, etc. Before completing a swap, please review our guides for [Enable or Disable Swap Routes](/how-to-guides/complete-a-swap/modify-swap-routes) and [Adjust Swap Slippage](/how-to-guides/complete-a-swap/adjust-swap-slippage).
### Step 1
Once your Wallet is Connected, find the **Algorand Standard Asset (ASA)** that you would like to swap with. For this example, we will use [VEST](https://vestige.fi/asset/700965019)
### **Step 2**
**With the** [**VEST #700965019**](https://vestige.fi/asset/700965019) **ASA page open, you will see the Trade section.**
### Step 3
**Enter the amount you would like to Swap. You can free type the amount, or select a percentage (25, 50, 75, 100%) based on your available amounts.**
**Note: The top value will always be how much you will pay and the bottom amount is the minimum amount you will receive once the swap is completed.**
**On the swap screen, the user will show what type of swap will be completed (Single or Multi) and which Route(s) will be utilized to complete the swap. In the example below, we are completing a Single Route swap using Humble.**
**Based on the amount you are swapping, the aggregator will automatically (based on your slippage and enabled route settings) display a multi route swap. In the example below, the user can complete a swap using 3 routes at the same time in one transaction group.**
### **Step 4**
**Select the** Buy VEST **button which will initiate the transaction. For this step, you will need to use your wallet to accept the transaction and complete the request.**
### Step 5
**Once the swap has completed, the user will see a Swap Successful note at the bottom of the trade section.**
Success! **You have completed a swap using Vestige.**
# Adjust Swap Slippage
### Step 1
Start by accessing an Algorand Standard Asset (ASA) page [Vest #700965019](https://vestige.fi/asset/700965019). On the ASA page, you will see the Trade section of the page. Select the Settings icon located at the top right.
### Step 2
To change your acceptable slippage tolerance, select the slippage percent. Note: by default the slippage tolerance is set to (.5) Users can set a minimum of (.1) or a maximum of 99% slippage for their transactions.
{% hint style="info" %}
Note: Once a new Slippage tolerance is selected, it will bold the text to indicate your selection. In the example below, we set a slippage percentage of 99%.
{% endhint %}
# Modify Swap Routes
### Step 1
Start by accessing an Algorand Standard Asset (ASA) page [Vest #700965019](https://vestige.fi/asset/700965019). On the ASA page, you will see the Trade section of the page. Select the Settings icon located at the top right.
### Step 2
Once the Settings pop up appears, the user can click on the Route provders to Disable the routes. All routes that are enabled will show the icon at it is. Any routes that have been disabled will show a red X indicating it is disabled.
In the example below, we have disabled 3 of the routes leaving Humble as the only route enabled.
# Combo Gain
When a user completes a swap, the transaction combo gain is based on the amount of [Vest #700965019](https://vestige.fi/asset/700965019) the user holds.
The bonuses gained are based on the following tiers:
* No Tier: (0 Vest): \~20% gain
* Tier 0 (1 Vest): \~25% gain
* Tier 1 (10 Vest): \~40% gain
* Tier 2 (100 Vest): \~66% gain
* Tier 2 (5,000 Vest): \~82% gain
* Tier 2 (25,000 Vest) \~93% gain
* Tier 3 (75,000 Vest): 100% gain
{% hint style="info" %}
Note: For a swap that goes to a single route, no bonuses will be shared due to no gains being generated.
{% endhint %}
**Formula for Combo Gain Percentage**
```mathml
25% + log10(amount) * 15.3845% in [1,75000]
```
**Gain**: When the swap occurs, the gain amount is the amount the aggregator saves the user by combining the swap across multiple routes. Based on your VEST holding tier you will receive more of the gained amount up to 100%.
# Mobile View
For any users interested in displaying the Vestige site as an app on either their iOS or Android devices, please follow the steps below based on whether you are on an iOS (Apple) based device or an Android (Google) based device.
## iOS Users
### Step 1
Open the Safari app and navigate to [Vestige.fi](https://vestige.fi/). Once the page is opened, click on the icon at the bottom of your screen that displays as a box with an up arrow.
### Step 2
One you have selected the icon it should open a new screen with options. On this screen select the Add to **Home Screen** button. This will place the icon directly on your home screen allowing you to interact with the site like a native app.
### Step 3
Success! You now can interact with Vestige on the go or from your tablet!
## Android Users
### Step 1
Open the Google Chrome app and navigate to [Vestige.fi](https://vestige.fi/). Once the page is opened, click on the 3 vertical dot icon at the top right of your screen.
### Step 2
Once the 3 vertical dot icon is selected, the screen will take you to a new window. From here you can select the **Add to Home Screen** button and then select Add.
{% hint style="info" %}
For FireFox users, the button is called **"Install"**
{% endhint %}
### **Step 3**
When Add to Home Screen is selected, it will prompt you to then Add it and you can either select Add Automatically or manually place it on your device.
### Step 4
Success! You now can interact with Vestige on the go or from your tablet!
# Team
**Grzegorz Raczek**
*Founder, Full Stack Developer*
**LinkedIn -** [**https://www.linkedin.com/in/grzracz**](https://www.linkedin.com/in/grzracz/)
**Twitter -** [**https://twitter.com/grzracz**](https://twitter.com/grzracz)
**Discord - Grzegorz#5427**
**GitHub -** [**https://github.com/grzracz**](https://github.com/grzracz)
**Bunsan Muchi**
*Co-Founder, Blockchain Developer*
**Twitter -** [**https://twitter.com/BunsanMuchi**](https://twitter.com/BunsanMuchi)
**GitHub -** [**https://github.com/BunsanMuchi**](https://github.com/BunsanMuchi)
**Discord - BunsanMuchi#1882**
**David Blazek**
*Project Lead and Sales*
**Discord - Zykoz#3594**
**Erik Haselwander**
*Blockchain Developer*
**Discord - Swaggelwander#7655**
# Contact Us
* [Discord](https://discord.gg/uwkeEeytt9)
* [Twitter](https://twitter.com/vestigefi/)
* [Reddit](https://www.reddit.com/r/vestigefi/)
* [Telegram](https://t.me/tinychart/)
* [GitHub](https://github.com/tinychart/)
[**sales@vestige.fi** ](mailto:sales@vestige.fi)**-** Sales-based requests, specifically ad requests or sponsorships
[**team@vestige.fi**](mailto:team@vestige.fi) **-** Partnership-based requests, specifically collaboration requests and recruitment
# Disclaimer
### **WEBSITE DISCLAIMER**
The information provided by Vestige ("we," "us," or "our") on Vestige.fi is for general informational purposes only. All information on the Site and is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.
UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SITE. YOUR USE OF THE SITE AND YOUR RELIANCE ON ANY INFORMATION ON THE SITE IS SOLELY AT YOUR OWN RISK.
# Privacy Policy
**PRIVACY NOTICE**\
**Last updated August 27, 2022**\
\
\
This privacy notice for Vestige ("**Company**," "**we**," "**us**," or "**our**"), describes how and why we might collect, store, use, and/or share ("**process**") your information when you use our services ("**Services**"), such as when you:
* Visit our website at vestige.fi, or any website of ours that links to this privacy notice
* Engage with us in other related ways, including any sales, marketing, or events
**Questions or concerns?** Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at .\
\
**SUMMARY OF KEY POINTS**\
*This summary provides key points from our privacy notice, but you can find out more details about any of these topics by reviewing each key point or by using our table of contents below to find the section you are looking for.*
**What personal information do we process?** When you visit, use, or navigate our Services, we may process personal information depending on how you interact with Vestige and the Services, the choices you make, and the products and features you use. Click here to learn more.
**Do we process any sensitive personal information?** We may process sensitive personal information when necessary with your consent or as otherwise permitted by applicable law. Click here to learn more.
**Do we receive any information from third parties?** We do not receive any information from third parties.
**How do we process your information?** We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so.
**How do we keep your information safe?** We have organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Click here to learn more.
**What are your rights?** Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information. Click here to learn more.
**How do you exercise your rights?** The easiest way to exercise your rights is by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.\
**TABLE OF CONTENTS**
1. WHAT INFORMATION DO WE COLLECT?
2. HOW DO WE PROCESS YOUR INFORMATION?
3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR PERSONAL INFORMATION?
4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?
6. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?
7. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
8. HOW LONG DO WE KEEP YOUR INFORMATION?
9. HOW DO WE KEEP YOUR INFORMATION SAFE
10. HOW DO WE KEEP YOUR INFORMATION SAFE?
11. CONTROLS FOR DO-NOT-TRACK FEATURES
12. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
13. DO WE MAKE UPDATES TO THIS NOTICE?
14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?
15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?
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**1. WHAT INFORMATION DO WE COLLECT?**\
**Personal information you disclose to us**\
***In Short:** We collect personal information that you provide to us.*\
We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.\
**Personal Information Provided by You.** The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:
* last login date/time
* wallet address
* chat messages
**Sensitive Information.** When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information:
* Financial data
**Payment Data.** We may collect data necessary to process your payment if you make purchases, such as your payment instrument number (such as a credit card number), and the security code associated with your payment instrument. All payment data is stored by Pera Wallet, MyAlgo Wallet, Algorand Wallet Connect and Wyre . You may find their privacy notice link(s) here: , , and .\
All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.
**Information automatically collected**\
***In Short:** Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Services.*\
We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.\
Like many businesses, we also collect information through cookies and similar technologies.\
The information we collect includes:
* ***Log and Usage Data** -* Log and usage data is service-related, diagnostic, usage, and performance information our servers automatically collect when you access or use our Services and which we record in log files. Depending on how you interact with us, this log data may include your IP address, device information, browser type, and settings and information about your activity in the Services (such as the date/time stamps associated with your usage, pages and files viewed, searches, and other actions you take such as which features you use), device event information (such as system activity, error reports (sometimes called "crash dumps"), and hardware settings).
* ***Device Data** -* We collect device data such as information about your computer, phone, tablet, or other device you use to access the Services. Depending on the device used, this device data may include information such as your IP address (or proxy server), device and application identification numbers, location, browser type, hardware model, Internet service provider and/or mobile carrier, operating system, and system configuration information.
* ***Location Data -*** We collect location data such as information about your device's location, which can be either precise or imprecise. How much information we collect depends on the type and settings of the device you use to access the Services. For example, we may use GPS and other technologies to collect geolocation data that tells us your current location (based on your IP address). You can opt out of allowing us to collect this information either by refusing access to the information or by disabling your Location setting on your device. However, if you choose to opt out, you may not be able to use certain aspects of the Services.
**2. HOW DO WE PROCESS YOUR INFORMATION?**\
***In Short:** We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.*
**We process your personal information for a variety of reasons, depending on how you interact with our Services, including:**
* **To facilitate account creation and authentication and otherwise manage user accounts.** We may process your information so you can create and log in to your account, as well as keep your account in working order.
* **To fulfill and manage your orders.** We may process your information to fulfill and manage your orders, payments, returns, and exchanges made through the Services.
* **To enable user-to-user communications.** We may process your information if you choose to use any of our offerings that allow for communication with another user.
* **To save or protect an individual's vital interest.** We may process your information when necessary to save or protect an individual’s vital interest, such as to prevent harm.
**3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?**\
***In Short:** We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with laws, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.*\
***If you are located in the EU or UK, this section applies to you.***\
The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on in order to process your personal information. As such, we may rely on the following legal bases to process your personal information:
* **Consent.** We may process your information if you have given us permission (i.e., consent) to use your personal information for a specific purpose. You can withdraw your consent at any time. Click here to learn more.
* **Performance of a Contract.** We may process your personal information when we believe it is necessary to fulfill our contractual obligations to you, including providing our Services or at your request prior to entering into a contract with you.
* **Legal Obligations.** We may process your information where we believe it is necessary for compliance with our legal obligations, such as to cooperate with a law enforcement body or regulatory agency, exercise or defend our legal rights, or disclose your information as evidence in litigation in which we are involved.
* **Vital Interests.** We may process your information where we believe it is necessary to protect your vital interests or the vital interests of a third party, such as situations involving potential threats to the safety of any person.
In legal terms, we are generally the "data controller" under European data protection laws of the personal information described in this privacy notice, since we determine the means and/or purposes of the data processing we perform. This privacy notice does not apply to the personal information we process as a "data processor" on behalf of our customers. In those situations, the customer that we provide services to and with whom we have entered into a data processing agreement is the "data controller" responsible for your personal information, and we merely process your information on their behalf in accordance with your instructions. If you want to know more about our customers' privacy practices, you should read their privacy policies and direct any questions you have to them.
***If you are located in Canada, this section applies to you.***\
We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a specific purpose, or in situations where your permission can be inferred (i.e., implied consent). You can withdraw your consent at any time. Click here to learn more.\
In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:
* If collection is clearly in the interests of an individual and consent cannot be obtained in a timely way
* For investigations and fraud detection and prevention
* For business transactions provided certain conditions are met
* If it is contained in a witness statement and the collection is necessary to assess, process, or settle an insurance claim
* For identifying injured, ill, or deceased persons and communicating with next of kin
* If we have reasonable grounds to believe an individual has been, is, or may be victim of financial abuse
* If it is reasonable to expect collection and use with consent would compromise the availability or the accuracy of the information and the collection is reasonable for purposes related to investigating a breach of an agreement or a contravention of the laws of Canada or a province
* If disclosure is required to comply with a subpoena, warrant, court order, or rules of the court relating to the production of records
* If it was produced by an individual in the course of their employment, business, or profession and the collection is consistent with the purposes for which the information was produced
* If the collection is solely for journalistic, artistic, or literary purposes
* If the information is publicly available and is specified by the regulations
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**4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?**\
***In Short:** We may share information in specific situations described in this section and/or with the following categories of third parties.*
**Vendors, Consultants, and Other Third-Party Service Providers.** We may share your data with third-party vendors, service providers, contractors, or agents ("**third parties**") who perform services for us or on our behalf and require access to such information to do that work. We have contracts in place with our third parties, which are designed to help safeguard your personal information. This means that they cannot do anything with your personal information unless we have instructed them to do it. They will also not share your personal information with any organization apart from us. They also commit to protect the data they hold on our behalf and to retain it for the period we instruct. The categories of third parties we may share personal information with are as follows:
* Website Hosting Service Providers
* Data Analytics Services
* Communication & Collaboration Tools
* Cloud Computing Services
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We also may need to share your personal information in the following situations:
* **Business Transfers.** We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
* **Affiliates.** We may share your information with our affiliates, in which case we will require those affiliates to honor this privacy notice. Affiliates include our parent company and any subsidiaries, joint venture partners, or other companies that we control or that are under common control with us.
* **Business Partners.** We may share your information with our business partners to offer you certain products, services, or promotions.
* **Other Users.** When you share personal information (for example, by posting comments, contributions, or other content to the Services) or otherwise interact with public areas of the Services, such personal information may be viewed by all users and may be publicly made available outside the Services in perpetuity. Similarly, other users will be able to view descriptions of your activity, communicate with you within our Services, and view your profile.
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**5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?**\
***In Short:** We are not responsible for the safety of any information that you share with third parties that we may link to or who advertise on our Services, but are not affiliated with, our Services.*\
The Services may link to third-party websites, online services, or mobile applications and/or contain advertisements from third parties that are not affiliated with us and which may link to other websites, services, or applications. Accordingly, we do not make any guarantee regarding any such third parties, and we will not be liable for any loss or damage caused by the use of such third-party websites, services, or applications. The inclusion of a link towards a third-party website, service, or application does not imply an endorsement by us. We cannot guarantee the safety and privacy of data you provide to any third parties. Any data collected by third parties is not covered by this privacy notice. We are not responsible for the content or privacy and security practices and policies of any third parties, including other websites, services, or applications that may be linked to or from the Services. You should review the policies of such third parties and contact them directly to respond to your questions.
**6. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?**\
***In Short:** We may use cookies and other tracking technologies to collect and store your information.*\
We may use cookies and similar tracking technologies (like web beacons and pixels) to access or store information. Specific information about how we use such technologies and how you can refuse certain cookies is set out in our Cookie Notice.
**7. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?**\
***In Short:** We may transfer, store, and process your information in countries other than your own.*\
Our servers are located in. If you are accessing our Services from outside, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information (see "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?" above), in and other countries.\
If you are a resident in the European Economic Area (EEA) or United Kingdom (UK), then these countries may not necessarily have data protection laws or other similar laws as comprehensive as those in your country. However, we will take all necessary measures to protect your personal information in accordance with this privacy notice and applicable law.
**8. HOW LONG DO WE KEEP YOUR INFORMATION?**\
***In Short:** We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.*\
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.\
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
**9. HOW DO WE KEEP YOUR INFORMATION SAFE?**\
***In Short:** We aim to protect your personal information through a system of organizational and technical security measures.*\
We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.
**10. WHAT ARE YOUR PRIVACY RIGHTS?**\
***In Short:** In some regions, such as the European Economic Area (EEA), United Kingdom (UK), and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.*\
In some regions (like the EEA, UK, and Canada), you have certain rights under applicable data protection laws. These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; and (iv) if applicable, to data portability. In certain circumstances, you may also have the right to object to the processing of your personal information. You can make such a request by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below.\
We will consider and act upon any request in accordance with applicable data protection laws. If you are located in the EEA or UK and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: .\
If you are located in Switzerland, the contact details for the data protection authorities are available here: .
**Withdrawing your consent:** If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the section "HOW CAN YOU CONTACT US ABOUT THIS NOTICE?" below. However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.
**Account Information**\
If you would at any time like to review or change the information in your account or terminate your account, you can:
* Log in to your account settings and update your user account.
* Accounts are pseud-anonymous, and linked to addresses on the Algorand Blockchain
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.
**Cookies and similar technologies:** Most Web browsers are set to accept cookies by default. If you prefer, you can usually choose to set your browser to remove cookies and to reject cookies. If you choose to remove cookies or reject cookies, this could affect certain features or services of our Services. To opt out of interest-based advertising by advertisers on our Services visit .
**11. CONTROLS FOR DO-NOT-TRACK FEATURES**\
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.
**12. DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?**\
***In Short:** Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.*\
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.\
If you are under 18 years of age, reside in California, and have a registered account with Services, you have the right to request removal of unwanted data that you publicly post on the Services. To request removal of such data, please contact us using the contact information provided below and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).
**CCPA Privacy Notice**\
The California Code of Regulations defines a "resident" as:\
(1) every individual who is in the State of California for other than a temporary or transitory purpose and (2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose\
All other individuals are defined as "non-residents."\
If this definition of "resident" applies to you, we must adhere to certain rights and obligations regarding your personal information.\
**What categories of personal information do we collect?**\
We have collected the following categories of personal information in the past twelve (12) months:
| **Category** | **Examples** | **Collected** |
| ------------------------------------------------------------------------------------ | -------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------ |
| A. Identifiers | Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name |
YES
|
| B. Personal information categories listed in the California Customer Records statute | Name, contact information, education, employment, employment history, and financial information |
NO
|
| C. Protected classification characteristics under California or federal law | Gender and date of birth |
NO
|
| D. Commercial information | Transaction information, purchase history, financial details, and payment information |
NO
|
| E. Biometric information | Fingerprints and voiceprints |
NO
|
| F. Internet or other similar network activity | Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements |
YES
|
| G. Geolocation data | Device location |
NO
|
| H. Audio, electronic, visual, thermal, olfactory, or similar information | Images and audio, video or call recordings created in connection with our business activities |
NO
|
| I. Professional or employment-related information | Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us |
NO
|
| J. Education Information | Student records and directory information |
NO
|
| K. Inferences drawn from other personal information | Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics |
NO
|
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We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:
* Receiving help through our customer support channels;
* Participation in customer surveys or contests; and
* Facilitation in the delivery of our Services and to respond to your inquiries.
**How do we use and share your personal information?**\
Vestige collects and shares your personal information through:
* Targeting cookies/Marketing cookies
More information about our data collection and sharing practices can be found in this privacy notice. You may contact us by email at , or by referring to the contact details at the bottom of this document. If you are using an authorized agent to exercise your right to opt out we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.
**Will your information be shared with anyone else?**\
We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Each service provider is a for-profit entity that processes the information on our behalf.\
We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information.\
Vestige has not sold any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. Vestige has disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:
* Category A. Identifiers, such as contact details like your real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name.
* Category B. Personal Information, as defined in the California Customer Records law, such as your name, contact information, education, employment, employment history, and financial information.
* Category C. Characteristics of protected classifications under California or federal law, such as gender or date of birth.
* Category D. Commercial information, such as transaction information, purchase history, financial details, and payment information.
* Category F. Internet or other electronic network activity information, such as browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements.
The categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under "WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?".
**Your rights with respect to your personal data**\
Right to request deletion of the data — Request to delete\
You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of his or her right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.\
Right to be informed — Request to know\
Depending on the circumstances, you have a right to know:
* whether we collect and use your personal information;
* the categories of personal information that we collect;
* the purposes for which the collected personal information is used;
* whether we sell your personal information to third parties;
* the categories of personal information that we sold or disclosed for a business purpose;
* the categories of third parties to whom the personal information was sold or disclosed for a business purpose; and
* the business or commercial purpose for collecting or selling personal information.
In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.
**Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights**\
We will not discriminate against you if you exercise your privacy rights.
**Verification process**\
Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g., phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.
We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.\
Other privacy rights
* You may object to the processing of your personal information.
* You may request correction of your personal data if it is incorrect or no longer relevant, or ask to restrict the processing of the information.
* You can designate an authorized agent to make a request under the CCPA on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with the CCPA.
* You may request to opt out from future selling of your personal information to third parties. Upon receiving an opt-out request, we will act upon the request as soon as feasibly possible, but no later than fifteen (15) days from the date of the request submission.
To exercise these rights, you can contact us by email at , or by referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.
**13. DO WE MAKE UPDATES TO THIS NOTICE?**\
***In Short:** Yes, we will update this notice as necessary to stay compliant with relevant laws.*\
We may update this privacy notice from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.
**14. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?**\
If you have questions or comments about this notice, you may email us at .\
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**15. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?**\
Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it. To request to review, update, or delete your personal information, please submit a request to .
# Terms of Service
**TABLE OF CONTENTS**\
1\. AGREEMENT TO TERMS\
2\. INTELLECTUAL PROPERTY RIGHTS\
3\. USER REPRESENTATIONS\
4\. USER REGISTRATION\
5\. PRODUCTS\
6\. PURCHASES AND PAYMENT\
7\. REFUNDS POLICY\
8\. PROHIBITED ACTIVITIES\
9\. USER GENERATED CONTRIBUTIONS\
10\. CONTRIBUTION LICENSE\
11\. SUBMISSIONS\
12\. THIRD-PARTY WEBSITE AND CONTENT\
13\. ADVERTISERS\
14\. SITE MANAGEMENT\
15\. PRIVACY POLICY\
16\. COPYRIGHT INFRINGEMENTS\
17\. TERM AND TERMINATION\
18\. MODIFICATIONS AND INTERRUPTIONS\
19\. GOVERNING LAW\
20\. DISPUTE RESOLUTION\
21\. CORRECTIONS\
22\. DISCLAIMER\
23\. LIMITATIONS OF LIABILITY\
24\. INDEMNIFICATION\
25\. USER DATA\
26\. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES\
27\. CALIFORNIA USERS AND RESIDENTS\
28\. MISCELLANEOUS\
29\. CONTACT US\
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**1. AGREEMENT TO TERMS**\
These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”) and Vestige ("**Company**", “**we**”, “**us**”, or “**our**”), concerning your access to and use of the website as well as any other media form, media channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the “Site”). You agree that by accessing the Site, you have read, understood, and agreed to be bound by all of these Terms of Use. IF YOU DO NOT AGREE WITH ALL OF THESE TERMS OF USE, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SITE AND YOU MUST DISCONTINUE USE IMMEDIATELY.
Supplemental terms and conditions or documents that may be posted on the Site from time to time are hereby expressly incorporated herein by reference. We reserve the right, in our sole discretion, to make changes or modifications to these Terms of Use from time to time. We will alert you about any changes by updating the “Last updated” date of these Terms of Use, and you waive any right to receive specific notice of each such change. Please ensure that you check the applicable Terms every time you use our Site so that you understand which Terms apply. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Terms of Use by your continued use of the Site after the date such revised Terms of Use are posted.
The information provided on the Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the Site from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.
The Site is not tailored to comply with industry-specific regulations (Health Insurance Portability and Accountability Act (HIPAA), Federal Information Security Management Act (FISMA), etc.), so if your interactions would be subjected to such laws, you may not use this Site. You may not use the Site in a way that would violate the Gramm-Leach-Bliley Act (GLBA).\
The Site is intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Site.\
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**2. INTELLECTUAL PROPERTY RIGHTS**\
Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of the United States, international copyright laws, and international conventions. The Content and the Marks are provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.\
Provided that you are eligible to use the Site, you are granted a limited license to access and use the Site and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all rights not expressly granted to you in and to the Site, the Content and the Marks.\
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**3. USER REPRESENTATIONS**\
By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Terms of Use; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Site through automated or non-human means, whether through a bot, script or otherwise; (6) you will not use the Site for any illegal or unauthorized purpose; and (7) your use of the Site will not violate any applicable law or regulation.\
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Site (or any portion thereof).\
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**4. USER REGISTRATION**\
You may be required to register with the Site. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.\
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**5. PRODUCTS**\
All products are subject to availability. We reserve the right to discontinue any products at any time for any reason. Prices for all products are subject to change.\
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**6. PURCHASES AND PAYMENT**\
We accept the following forms of payment:
* Algorand (ALGOs)
* Algorand Standard Assets (ASAs)
You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Site.
You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorize us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.
We reserve the right to refuse any order placed through the Site. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order. These restrictions may include orders placed by or under the same customer account, the same payment method, and/or orders that use the same billing or shipping address. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers, or distributors.\
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**7. REFUNDS POLICY**\
All sales are final and no refund will be issued.\
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**8. PROHIBITED ACTIVITIES**\
You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.\
As a user of the Site, you agree not to:
* Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
* Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
* Circumvent, disable, or otherwise interfere with security-related features of the Site, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Site and/or the Content contained therein.
* Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Site.
* Use any information obtained from the Site in order to harass, abuse, or harm another person.
* Make improper use of our support services or submit false reports of abuse or misconduct.
* Use the Site in a manner inconsistent with any applicable laws or regulations.
* Engage in unauthorized framing of or linking to the Site.
* Upload or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other material, including excessive use of capital letters and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Site or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Site.
* Engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
* Delete the copyright or other proprietary rights notice from any Content.
* Attempt to impersonate another user or person or use the username of another user.
* Upload or transmit (or attempt to upload or to transmit) any material that acts as a passive or active information collection or transmission mechanism, including without limitation, clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes referred to as “spyware” or “passive collection mechanisms” or “pcms”).
* Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.
* Harass, annoy, intimidate, or threaten any of our employees or agents engaged in providing any portion of the Site to you.
* Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.
* Copy or adapt the Site’s software, including but not limited to Flash, PHP, HTML, JavaScript, or other code.
* Except as permitted by applicable law, decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Site.
* Except as may be the result of standard search engine or Internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Site, or using or launching any unauthorized script or other software.
* Use a buying agent or purchasing agent to make purchases on the Site.
* Make any unauthorized use of the Site, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretenses.
* Use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any revenue-generating endeavor or commercial enterprise.
* Sell or otherwise transfer your profile.
* Sharing sensitive or personal information
**9. USER GENERATED CONTRIBUTIONS**\
The Site may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality, and may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Site, including but not limited to text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by other users of the Site and the Marketplace Offerings and through third-party websites. As such, any Contributions you transmit may be treated as non-confidential and non-proprietary. When you create or make available any Contributions, you thereby represent and warrant that:
* The creation, distribution, transmission, public display, or performance, and the accessing, downloading, or copying of your Contributions do not and will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark, trade secret, or moral rights of any third party.
* You are the creator and owner of or have the necessary licenses, rights, consents, releases, and permissions to use and to authorize us, the Site, and other users of the Site to use your Contributions in any manner contemplated by the Site and these Terms of Use.
* You have the written consent, release, and/or permission of each and every identifiable individual person in your Contributions to use the name or likeness of each and every such identifiable individual person to enable inclusion and use of your Contributions in any manner contemplated by the Site and these Terms of Use.
* Your Contributions are not false, inaccurate, or misleading.
* Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
* Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as determined by us).
* Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
* Your Contributions are not used to harass or threaten (in the legal sense of those terms) any other person and to promote violence against a specific person or class of people.
* Your Contributions do not violate any applicable law, regulation, or rule.
* Your Contributions do not violate the privacy or publicity rights of any third party.
* Your Contributions do not violate any applicable law concerning child pornography, or otherwise intended to protect the health or well-being of minors;
* Your Contributions do not include any offensive comments that are connected to race, national origin, gender, sexual preference, or physical handicap.
* Your Contributions do not otherwise violate, or link to material that violates, any provision of these Terms of Use, or any applicable law or regulation.
Any use of the Site or the Marketplace Offerings in violation of the foregoing violates these Terms of Use and may result in, among other things, termination or suspension of your rights to use the Site and the Marketplace Offerings.\
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**10. CONTRIBUTION LICENSE**\
By posting your Contributions to any part of the Site, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.\
This license will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.\
We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Site. You are solely responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.\
We have the right, in our sole and absolute discretion, (1) to edit, redact, or otherwise change any Contributions; (2) to re-categorize any Contributions to place them in more appropriate locations on the Site; and (3) to pre-screen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.\
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**11. SUBMISSIONS**\
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Site or the Marketplace Offerings ("Submissions") provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.\
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**12. THIRD-PARTY WEBSITES AND CONTENT**\
The Site may contain (or you may be sent via the Site or the Marketplace Offerings) links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third Party Websites accessed through the Site or any Third-Party Content posted on, available through, or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or installation of any Third-Party Websites or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Site and access the Third-Party Websites or to use or install any Third-Party Content, you do so at your own risk, and you should be aware these Terms of Use no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website to which you navigate from the Site or relating to any applications you use or install from the Site. Any purchases you make through Third-Party Websites will be through other websites and from other companies, and we take no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party. You agree and acknowledge that we do not endorse the products or services offered on Third-Party Websites and you shall hold us harmless from any harm caused by your purchase of such products or services. Additionally, you shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Content or any contact with Third-Party Websites.\
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**13. ADVERTISERS**\
We allow advertisers to display their advertisements and other information in certain areas of the Site, such as sidebar advertisements or banner advertisements. If you are an advertiser, you shall take full responsibility for any advertisements you place on the Site and any services provided on the Site or products sold through those advertisements. Further, as an advertiser, you warrant and represent that you possess all rights and authority to place advertisements on the Site, including, but not limited to, intellectual property rights, publicity rights, and contractual rights. We simply provide the space to place such advertisements, and we have no other relationship with advertisers.\
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**14. SITE MANAGEMENT**\
We reserve the right, but not the obligation, to: (1) monitor the Site for violations of these Terms of Use; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms of Use, including without limitation, reporting such user to law enforcement authorities; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site and the Marketplace Offerings.\
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**15. PRIVACY POLICY**\
We care about data privacy and security. Please review our Privacy Policy: [**https://about.vestige.fi/disclaimer/privacy-policy**](/disclaimer/privacy-policy). By using the Site or the Marketplace Offerings, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Use. Please be advised the Site and the Marketplace Offerings are hosted in the United States. If you access the Site or the Marketplace Offerings from any other region of the world with laws or other requirements governing personal data collection, use, or disclosure that differ from applicable laws in the United States, then through your continued use of the Site, you are transferring your data to the United States, and you expressly consent to have your data transferred to and processed in the United States.\
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**16. COPYRIGHT INFRINGEMENTS**\
We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify us using the contact information provided below (a “Notification”). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification. Please be advised that pursuant to applicable law you may be held liable for damages if you make material misrepresentations in a Notification. Thus, if you are not sure that material located on or linked to by the Site infringes your copyright, you should consider first contacting an attorney.\
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**17. TERM AND TERMINATION**\
These Terms of Use shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS OF USE, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE AND THE MARKETPLACE OFFERINGS (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS OF USE OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE AND THE MARKETPLACE OFFERINGS OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.
If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party. In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.\
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**18. MODIFICATIONS AND INTERRUPTIONS**\
We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Site. We also reserve the right to modify or discontinue all or part of the Marketplace Offerings without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site or the Marketplace Offerings.
We cannot guarantee the Site and the Marketplace Offerings will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site or the Marketplace Offerings at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site or the Marketplace Offerings during any downtime or discontinuance of the Site or the Marketplace Offerings. Nothing in these Terms of Use will be construed to obligate us to maintain and support the Site or the Marketplace Offerings or to supply any corrections, updates, or releases in connection therewith.\
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**19. GOVERNING LAW**\
These conditions are governed by and interpreted following the laws of Poland, and the use of the United Nations Convention of Contracts for the International Sales of Goods is expressly excluded. If your habitual residence is in the EU, and you are a consumer, you additionally possess the protection provided to you by obligatory provisions of the law in your country to residence. Vestige and yourself both agree to submit to the non-exclusive jurisdiction of the courts of Krakow, which means that you may make a claim to defend your consumer protection rights in regards to these Conditions of Use in Poland, or in the EU country in which you reside.\
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**20. DISPUTE RESOLUTION**\
**Informal Negotiations**\
To expedite resolution and control the cost of any dispute, controversy, or claim related to these Terms of Use (each "Dispute" and collectively, the “Disputes”) brought by either you or us (individually, a “Party” and collectively, the “Parties”), the Parties agree to first attempt to negotiate any Dispute (except those Disputes expressly provided below) informally for at least ninety (90) days before initiating arbitration. Such informal negotiations commence upon written notice from one Party to the other Party.
**Binding Arbitration**\
Any dispute arising from the relationships between the Parties to this contract shall be determined by one arbitrator who will be chosen in accordance with the Arbitration and Internal Rules of the European Court of Arbitration being part of the European Centre of Arbitration having its seat in Strasbourg, and which are in force at the time the application for arbitration is filed, and of which adoption of this clause constitutes acceptance. The seat of arbitration shall be Krakow, Poland. The language of the proceedings shall be English. Applicable rules of substantive law shall be the law of Poland.
**Restrictions**\
The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b) there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action procedures; and (c) there is no right or authority for any Dispute to be brought in a purported representative capacity on behalf of the general public or any other persons.
**Exceptions to Informal Negotiations and Arbitration**\
The Parties agree that the following Disputes are not subject to the above provisions concerning informal negotiations binding arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.\
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**21. CORRECTIONS**\
There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Marketplace Offerings, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.\
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**22. DISCLAIMER**\
THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THIS SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.\
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**23. LIMITATIONS OF LIABILITY**\
IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE THREE (3) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING . CERTAIN US STATE LAWS AND INTERNATIONAL LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.\
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**24. INDEMNIFICATION**\
You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Site; (3) breach of these Terms of Use; (4) any breach of your representations and warranties set forth in these Terms of Use; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Site with whom you connected via the Site. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.\
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**25. USER DATA**\
We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.\
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**26. ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES**\
Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.\
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**27. CALIFORNIA USERS AND RESIDENTS**\
If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916) 445-1254.\
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**28. MISCELLANEOUS**\
These Terms of Use and any policies or operating rules posted by us on the Site or in respect to the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. These Terms of Use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms of Use or use of the Site. You agree that these Terms of Use will not be construed against us by virtue of having drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Terms of Use and the lack of signing by the parties hereto to execute these Terms of Use.\
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**29. CONTACT US**\
In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at: ****
# Media Kit
[Vestige Media Kit Materials](https://github.com/vestigefi/MediaKit)
# Glossary
**DeFi** - Decentralized Finance or peer to peer financial services on public blockchains
**ASA** - Algorand Standard Asset also known as Assets
**AMM** - An automated market maker or the underlying protocol that powers a decentralized exchange (Dex)
**Dex -** A decentralized exchange or a peer-to-peer marketplace where transactions occur directly between crypto traders
**LP** - Liquidity Pool also known as Pools
**Liquidity** - The availability or ease at which tokens can be swapped.
**TVL** - Total Value Locked or the overall value of assets deposited in a decentralized protocol
**MCAP -** Market Capitalization or Market Cap is the total dollar value of all the tokens that have been minted for a specific Asset
**Smart Contract** - Trustless agreements or deals that are executed with code on the blockchain
**Staking** - Placing your digital assets into a smart contract to earn passive income.
**Token -** An asset that allows you to interact with cryptocurrency based protocols
**Pool Tokens** - Tokens distributed to users who are participating in a liqudity pool that can be used for farming/staking rewards.
**DeFi Tokens** - Decentralized Finance tokens that aim to reproduce traditional financial systems (lending, saving, etc).
**Governance Tokens** - Tokens distributed to users that allows them to participate in governance voting
**NFTs** - Non-Fungible Tokens are rights to a unique digital or real world asset.
**NFDs** - Non-Fungible Domains are rights to a digital domain
**Security Tokens** - Tokens equivalent to traditional securities like stocks and bonds
**Slippage** - When a buyer or seller trades their asset for more or less than the expected price. Slippage occurs when you are working with different AMMs with lower amounts of Liquidity
**Volatility** - A measure for how much the price of an asset has moved up or down over time.
**Aggregate Charts** - Charts that are created by combining all available candles from all ASA/Algo pools. Since arbitrage opportunities exist between various pools, candles open/close may not always line up.
**Wrapped** - A smart contract representing locked collateral of an original asset (for example goBTC is wrapped Bitcoin).
**Watchlist** - ASAs that have been flagged by the user, similar to favorites
**Impermeant Loss** - Net difference between the value of two cryptocurrency assets in a liquidity pool based automated market maker.
**Rug** - A term to indicate when a project or asset has been abandoned by the team and they have sold or removes all of its liquidity.
